Farm Debt Increases September 9, 2015 12:00 am UK farm debt increased by 8.4% to £17.1bn by the end of July 2015. This is the fourth year in a row where borrowing has increased by more than 7%. It is estimated that around 40% of new borrowing is to aid cashflows whilst the remainder is largely for investment in farm infrastructure, equipment or expansion. In Scotland total debt rose by £73m (4%) between May 2014 and May 2015. Total agricultural debt in Scotland now stands at £2.03bn.