Some of the most important decisions in a farm business involve considering the feasibility of investing in new assets. Whether it be a new farm purchase, investment in expanded farm facilities or structuring re-investment in replacement machinery, we assist businesses in planning for the future. This may be to ensure the investment is appropriate for the size and type of the business, or deriving a plan which is economically viable to ensure you meet your Profit and Balance Sheet objectives.
In many cases, new or replacement investments will require external finance. This may be in the form of long-term loans for land purchases or fixed infrastructure investments, short-term overdrafts for working capital requirements for a growing business, or Hire Purchase / Asset Finance for short-term equipment finance. Whatever the type of finance required, we have excellent relationships with all of the main lenders, which when combined with our assistance in business planning, is a positive way to approach funding applications.
Our knowledge and experience across all farming sectors also places us well to undertake Due Diligence work on behalf of prospective lenders when evaluating funding applications. We have undertaken Due Diligence work on behalf of various mergers and acquisitions, as well as being asked to consider borrowing applications from individual farmers.